The smaller reason is that even opt-in anonymity is just systemically sketchy. A Dictator or a criminal can just hide their money. Yes you have a democratic citizen privacy you also want as democratic citizen to not have a Dictator steal all your money and send it to a tax haven and that's when you as a citizen will ban it yourself. Now the BIGGEST reason is that you can't even do it partially like we do it cash. Cash is simply extremely heavy to transfer billions or trillions it will always be
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