Why do you invest? For most people, it's for retirement. And this begs the question ... how much would someone need to save to replace the Bureau of Labor Statistics' estimate of the nation's median annual pay, around $62,000? The math isn't too tough. You just need to make a few basic assumptions. One of these assumptions is that you'll be replacing your salary with dividends. A stake in something simple like the Schwab U.S. Dividend Equity ETF (NYSEMKT: SCHD) may be the smartest solution.
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