Been sticking mostly to broad index funds in my taxable and retirement accounts for the past decade or so. Feels like the right approach for hands off growth but lately I've been second guessing the bond allocation with rates where they are. Not trying to time anything, just want something that holds up over the next twenty plus years without constant fiddling. Maybe I'm overthinking the safety side after seeing how things moved last year. Anyone else in a similar spot lately or made a quiet shi
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