I got a new job and have an old Merrill Lynch 401k with about 35k in a balance. How would you rank these moves? Rolling my money into a traditional IRA with them to unlock Bank of America higher rewards tier and eventually get the 100k balance in the Ira to unlock a 5.26% cash back on their Padillium credit card. Rolling it into my employer fidelity net benefits account. Another option? I am pretty new to this and appreciate any advice. Thank you.
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