What’s the best way to draw down from a money market fund?

Hi, I’m at a slight impasse. I’m in my mid 30s. I have $100k in a money market fund. All I have been doing is investing the interest. But I’ve had this $100k since I was 26 years old. I don’t have a house or a mortgage no loans nothing. Just normal everyday bills. I live at home with my parents because I’m helping care for aging family. I want to draw down this $100k and get my money market fund down to $50k or $60k. Even at $50k - $60k that surpasses my 6 month emergency fund. Is it really just

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