M19 looking for some advice on deleveraging sensibly. This allocation has been treating me well for the past year, but its gotten to a point where i dont feel the need to take so much risk anymore. My current allocation: https://ibb.co/6c6vyPwW I was thinking about 50/50 VT QQQ or 70/20/10 SPY QLD AVUV or 75/25 VT QLD. Thoughts? Effective leverage should be max. around 1.25, definitely on the lower end of the range.
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