Would you still use a crypto payment app if there were no points, cashback, or airdrops?

How much attention rewards programs get. It feels like almost every crypto payment app is competing on cashback, points, referral bonuses, or the possibility of future rewards. That's great while those incentives exist, but it made me wonder what happens when they don't. If every rewards program disappeared tomorrow, what would actually make you keep using a crypto payment app? Don't get me wrong I enjoy cashback as much as anyone else. But I don't think it's enough to make me stick with a prod

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