My wife and I are both 47. We have two kids 14 and 12. One goes to private school. We’ve saved 110k for the older and 65k for the younger in 529s. We’re worth about 4m with 2m in retirement accounts and 1.8m in equity on a 2.5m house. We have 240k in savings of which about 210 is in a high yield account making around 4%. Only loans are a 750k mortgage and one 550/month car lease. 240k seems like a lot in savings, but I’m very paranoid about having enough saved to cover monthly expenses (right n
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