Greetings everyone, I just turned 34. I admittedley goofed off in community college after highschool. It took me forever to earn my undergrad, and today, said degree isn't even earning me my living. For all intents and purposes, I'm only in the fourth year of my career. For the last two years, I've earned an annual salary of $70-$80k as a contractor. Having just got an apartment, my monthly expenses total about $4-$4.3k. While I ultimately have the money saved, quarterly tax payment months espec
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