Basically the title. I’m 24, just now opening a Roth IRA. I’ve done some research, but all this is hard to wrap my head around. The primary recommendation I’ve seen is either 100% VT, or 35% VXUS and 65% VTI. Is one more preferable to the other? Also, does it matter if I use Fidelity or Vanguard? Thank you in advance 🤍
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