XRP (CRYPTO: XRP) isn't worth buying, even though its price will probably rise, perhaps by a lot, over the next five years. Ripple, the company that issues XRP, has catalysts in its institutional pilots and its RippleNet payment network, but those won't directly help holders get a return. And for investors, value capture for those who commit their capital should be the first box to check when evaluating an investment. Here's how XRP will fall flat on that front, even if its price climbs significantly.
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