Bank accounts reassure many investors. Your money's safe, and its growing at a decent pace. Or at least you think it is. The problem is that money in a savings account that says it's paying 1.5% (if they're being generous) isn't actually yielding you 1.5%. The bank's not lying- there's just some not-so-obvious things it doesn't tell you. The first thing is taxes. The interest you earn isn't tax-fee (unless you invest the money in municipal bonds that are federal and state tax free or in a retire
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