With rates increasing, and likely to increase again by EOY, have you made any changes to where you hold cash? I hold emergency funds plus money I may use for a home down payment in the next 12-18months in BIL. Probably not worth moving it since CDs and similar incur state taxes, which would erode any incremental income, but wanted to see what others are doing - whether you're finding ways to take advantage of higher rates while keeping the $ accessible.
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