38M and almost everything I have is in index funds across a 401k and a taxable account. Every allocation guide I get from my financial advisor says at my age and pay range I need to explore some real estate to help balance things out but I have no interest in buying a rental. I think fractional platforms seem like an obvious newer middle ground. The one thing I can't get a straight answer on is liquidity, some people say you're locked in for years while others say you can sell whenever and I can
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