Bank of England digital pound lab entered phase two. Polygon labs, nobo finance and dun & bradstreet joined to test cross border SME trade finance, one workstream on reusable credit profiles via polygon smart contracts, another on invoice factoring where exporters get paid in stablecoins and importers settle in digital pounds It's still sandboxed with no real money moving, and BOE hasn't decided if the digital pound launches at all (decision comes after 2026, needs parliament to pass legisla
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