On its third-quarter 2026 earnings call, held on Oct. 23, 2026, Kinsale Capital (NYSE:KNSL) announced a 9.4% increase in diluted operating earnings per share to $5.70. The specialty insurer relies on disciplined underwriting and low operating costs to navigate softening conditions across excess and surplus lines insurance, which covers nonstandard risks. Three key takeaways stand out for long-term investors. Competitive pricing in commercial property pushed gross written premium down 4.8% during the quarter. Management allowed larger policy accounts to walk while expanding submissions in smaller commercial accounts to preserve underwriting margins.
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