LTCG or dividends or cash to pay for big ticket fun?

Hey y`all. I'm 42, debt free, single, have a 6 month emergency fund, and I want to do a little travel. I make $70,000 a year and I'm in the 22% tax bracket. It would take me the rest of the year to save up for a trip if I paid in cash. I also have enough in VOO for LTCG to pay for a trip. I'd need $5,000ish for the trip. I'm curious everyone's thoughts on using a brokerage account for some playtime instead of just saving up in cash. I'm still maxing my Roth and HSA and I don't expect to retire

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