What would happen to your retirement plans if your Social Security benefits suddenly dropped by 22%? It might sound like a worst-case scenario, but it's a possibility you should take seriously. The Social Security Trustees recently reported that the program's Old-Age and Survivors Insurance (OASI) Trust Fund could be depleted by late 2032. Although Social Security would not have to stop paying benefits entirely once that happens, the program would no longer have enough money to cover 100% of scheduled payments. Image source: Getty Images.
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