Hey all, I’m 21, and I graduated from college in May. I started my first job in San Francisco, California last month where I’m getting paid a base salary of $120,000. My post-tax take-home income is around $84,000. My biggest expense right now is rent ($3000/month). I get 3 meals a day in the office, so I’m only paying for food/groceries on the weekends. All in, my estimated spend on “needs” is around $3500/month. I have no outstanding debt/other monetary commitments. Right now, my investment st
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