Hi everyone, I’d love to get some opinions from people who have been investing for a long time or who have gone through a similar situation. I’m 32 years old, have a very long investment horizon (20–30+ years), and I’m not planning to touch this money unless something truly unexpected happens. My goal is long-term wealth creation rather than generating income today. My expected cash flow looks like this: Net salary: €11,000 per month 2026:Annual bonus: approximately €150,000 net, paid in three i
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