My fiancé is getting started in her investing journey. She has invested about $1500 and has seen a 11% return. She is finally seeing the power of investing. She has not maxed out her ROTH IRA this year which is $7,500. She has about $30k saved in HYSA. I want her to max out the ROTH IRA before December, so she can start to do this every year but she is cautious to take from her savings. For those who push back on her taking too much out of her HYSA. I am in a good spot. About $200k+ invested an
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