Hi, I’m 35, living in France and working in Luxembourg as a software engineer in the financial sector. I make around €4,900 net per month. My income is stable, I have no debt at all, and my wife and I currently pay €980 in rent. I usually cover around two thirds of our common expenses. We are planning to buy a house this year. I don’t want to put more than €20k of my own money into the purchase, and we want to keep the total mortgage payment under roughly €1,300 per month. I would again pay arou
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