All Social Security beneficiaries will get a 3.6% benefit boost in January, thanks to the 2027 cost-of-living adjustment (COLA) announced on Oct. 14. This is slightly larger than what recent estimates predicted, and it's above average compared to the last 50 years. That's encouraging if you've been struggling with rising costs over the past several months. But there's an important downside to a large COLA that's worth being aware of, as it could have a significant effect on your finances in a few years. Image source: Getty Images.
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