I had multiple accounts with Fidelity. Brokerage, current 401k, and old 401ks. Decided to clean this up and consolidate on Tuesday. Simple process with no red flags. Fidelity gives you the available account of the IRA to roll it to. Balances settled today and I plugged it all in to Claude and I get an alert that I triggered a Roth Conversion of $66k. No warning or alert that I was mixing funds from Fidelity. The IRS has a narrow provision where they will allow a reversal if this was not my inte
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