I know comparison is the thief of joy, but I’m genuinely curious where everyone stands financially. The cost of living doesn’t seem to be getting any cheaper, and I often feel like I’m falling behind when it comes to becoming financially free. I’m all for transparency, so here’s where I’m at: I’m 32 and live in New York. I recently closed on a home, so I expect my roughly $40K in liquid cash across Ally and TD to drop by about $30K for closing costs. I have around $5K left in student loans, which I expect to pay off by the end of the year. My current net worth is about $312,191, with roughly: • Fidelity Traditional IRA: $114K • Fidelity Roth IRA: $60.2K • M1 Finance brokerage: $53.5K • Betterment brokerage: $39.9K • Ally savings: $30K • TD checking: $10K • 401(k): $4.16K Rate my financials
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