Retail brokers still only show simple or money-weighted return, which makes benchmarking against the market basically useless if you deposit every paycheck. every time I deposit my total % gain drops to actually isolate portfolio performance from the timing of your cash flows you need time-weighted return (TWR), but it's not popular cause it's hard to calculate for people who DCA monthly and hold individual picks or tilts: are you actually maintaining unitized accounting / TWR spreadsheets on th
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