My emergency fund should cover several months of my basic expenses, but I keep questioning how much cash I should actually keep outside my investments. I understand why an emergency fund needs to be easily accessible. At the same time, keeping a large amount in cash means that money isn't invested for the long term. The difficult part is deciding where that balance should be. If I keep too little, an unexpected expense could force me to sell investments at a bad time. If I keep too much, I may b
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