Im 20(M) in college debt free with 4100 set aside in a fidelity cash management account and 5500 in a brokerage account. Why would i need a Roth IRA? I hear sbout tax benefits etc though I see major cons in not being able to touch the money for 40 years. I plan on being well off in 10-15 years and with an entreprenurial mindset i plan on investing capital into real estate and business to grow over 40 years vs it sitting in a ROTH. A 401k with matching benefits make way more sense to me or a br
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