A theory I really don’t understand: Let’s say I have around 20-30k cash to spare right now. I want something for long-term, and I know the power of compounding. So does it matter if I buy s&p when it’s not at its lowest, since I’m planning to hold for 5, 10 years? Or even longer? Since it will always go up anyway Sorry it’s just something my brain can’t comprehend. Appreciate the help and TIA.
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