It's easy to find an ETF offering a double-digit yield these days, as new ones are popping up all the time. Finding one that can deliver substantial income without sacrificing long-term returns is much harder. That's why the T. Rowe Price Capital Appreciation Premium Income ETF (NYSEMKT:TCAL) caught my attention. It offers a trailing distribution yield approaching 12%. However, before buying shares, I checked whether its generous distributions were real income or simply a return of capital. Here's what I found and why I'm buying shares for passive income. Image source: Getty Images.
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