What are your thoughts on Fidelity Wealth Management vs just say Fxaix and Ftec?

I'm in my mid thirties and am consolidating 3 401ks and also have some brokerage accounts. What are your thoughts for the 401ks being professionally managed by Fidelity at around 0.9% of a fee vs me just picking popular funds like FXAIX, FTEC, and something that has international exposure? My two brokerage accounts are using Fidelity Go and I may switch the larger one to just be FXAIX or something cheaper than Fidelity Go. I'm not looking for financial advice as far as what to invest in, I'm ju

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