Investing 2, 3, $4,000 a month feels pointless, you literally won’t have a decent chunk of money until you’re in your late 50s/60s, you’ll spend your entire adult life “functionally” poor. For Boglehead style investing to make sense, you need to be investing $15,000 a month. It takes SO LONG to have any money if you’re only investing a couple thousand dollars a year, middle class houses now go for $700,000, it’ll take a decade just to have a down payment for one as a Boglehead.
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