It seems like Roth retirement accounts have this weird cult mentality. Nearly every person I know under the age of 40 that has a retirement account has a Roth IRA or Roth 401k, despite the fact that nearly all of them will be in a lower tax bracket during retirement age. I ask people why and nobody can give me a good answer other than "I see no advantage with a traditional" Do these people think our tax brackets are going to rise, or that they'll be raking in a high income when they're retired? It's odd to me that the stats say the traditional is the best choice for most people, yet 90% of young people at my work and personal network all have a Roth. Seems like a big disconnect and I wonder how it happened -Increase-601
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