There is often no escape from the volatility of a stock market crash. When a bear market hits, it can be hard to find any "safe" stocks or sectors to hide out in for long. Instead of trying to pick "safe" stocks that might do better during a bear market, the best strategy for many investors is to buy low-cost index funds that track the total stock market. And then hold onto those investments through the short-term declines. Three of the best low-cost total stock market index funds include the Vanguard S&P 500 ETF (NYSEMKT: VOO), the Vanguard Morningstar Total Stock Market ETF (NYSEMKT: VTI), and the Schwab U.S. Broad Market ETF (NYSEMKT: SCHB). These funds let you own hundreds or thousands of U.S. stocks for one low fee -- each ETF charges an expense ratio of only 0.03%.
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