I need 300k for a motorhome. My thought is to withdraw half of that this year and the other half after the first of the year. Maybe order it in Oct or Nov for delivery in 2027. Trying to avoid IRMAA. So I could do 50k from my Vanguard settlement fund (personal account) which would be tax free since I paid the taxes when I sold the funds (and money was put in settlement fund). Then would you pull the other 100k from the traditional IRA? or part from traditional and part from Roth? I don't expect
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