If you had to start investing today with $10,000, knowing everything you know now, what would you do differently?

I am 20 year old and asking the people this . Imagine you're 25 years old and again have exactly $10,000 to invest . You have to make the decision based on the today market . Forgetting about the previous stocks which have high value now . How would you start your journey . Would you put everything into index funds ? Most importantly what mistakes would you avoid this time around? I'm curious to hear how your investing philosophy has changed with experience , if you have a second chance toda

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