I’m trying to finalize an investment strategy that I can stick with for the next 30 years. I’m in the accumulation stage and comfortable being basically 100% equities for now. I would add bonds/Treasuries as I get closer to retirement. I’ve narrowed it down to two approaches and I’m curious what people here think. Option 1 – Simple 5 ETF portfolio VTI – 50% VXUS – 20% AVUV – 10% QQQM – 12% FLIN – 8% The idea is pretty straightforward. VTI/VXUS are the core, AVUV gives me a small-cap value tilt,
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