"I'm investing my money for one year at 5% in index funds in the S&P500" Does that mean you are locked in at that 5% even if the market returns a rate of 15% for the year? I looked up past returns, and last year apparently was 15%. But back in 2022 it was in the red for that year. Just wondering if invested at 5% and the market returns 15%, would the client only get that 5% gain? Thanks. -Degree9839
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