This has been bugging me every once in a while for a year or so. Some guy asked where he should park his cash for no risk for about 6 months. I replied BIL or SGOV have essentially zero risk as long as you hold for 3+ months. Some person claimed to “do this for a living and if I have to explain to you how interest rates work, it’s over your head” when I insisted even on the worst case scenario, he’d still not lose anything after 6 months. This person disagreed again and I got down voted and he g
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