I currently have $72.4k invested in a JP Morgan Premium Deposit earning a 3.2% APR or $193/month, basically the level of inflation. I like the risk free status of the investment, but I wanted to earn a larger monthly return and was looking into SPYI. Its dividend yield is much larger but there is obviously downside risk if the share price changes. Reviewing the price history of SPYI, it does have an overall positive trend. All dips have recovered. Would it be a good idea to switch over? Thanks f
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