Looking for some feedback and sanity checks on restructuring my long-term portfolio across my UK tax wrappers (SIPP and ISA). Total portfolio size is £500,000. I am consolidating into low-cost GBP-denominated accumulating instruments, keeping things mechanical. Monthly investments continue into VALL and VUAG. The Target Allocation 45% Global All-Cap (VALL): Core total-market foundation including large, mid, and small caps. 30% US Core (VUAG): S&P 500 tilt for core US large-cap earnings pow
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