Investors have poured money into artificial intelligence (AI). But another technology-driven company is growing rapidly by tackling a different opportunity: making financial services more convenient. SoFi Technologies (NASDAQ: SOFI) delivered 44% year-over-year growth in adjusted net revenue in the third quarter of 2026, reaching a record $1.4 billion. It also reported $241 million in GAAP net income, meaning the company was profitable under standard accounting rules. SoFi's growth comes from banking, lending, investing, and financial technology -- not from selling AI chips or building AI models. Its bigger opportunity is to turn these services into a connected financial platform that customers use throughout their lives.
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