I recently retired at 70 with a good nest egg, all invested in mutual funds and ETFs with Fidelity, the majority in retirement accounts, including a 401k rolled over to an IRA. I've done OK managing my investments and the Fidelity analysis shows I can easily get to age 93 with a cushion for my heirs even in bad market conditions, and probably longer, even if I ramp up spending a bit. When I checked in with a Fidelity advisor, he told me I had a "spending gap" and suggested I put 20 p
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